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    • Energy
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    • Taxes

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The Calm Before The Storm

  • Brittany Hoversten
  • May 5, 2017

During my high school years, my best friend stopped at my Dad’s for a visit. It was a hot, humid, no-wind day. We happened to glance out the picture window toward the lake, and noticed some strange, greenish clouds approaching from the Southwest. They looked like someone was stirring the sky with an invisible wand. They rolled and turned over on themselves. Wow! I said.
We went downstairs and exited to the back yard, to better view this curiosity. There was absolutely no sound as the cauldron of thunder-heads approached the far side of the lake. Suddenly the oak trees changed from green to white – showing us the underside of their leaves. Then came the wind.
We were mesmerized – then brought back sharply by the force of the storm. We were compelled to run for our lives – making it upstairs where we raced to close my Dad’s casement windows, which were all wide open. Then glass broke all around us, and on us, and we dove down the stairwell to shelter. A tornado hit the house with a glancing blow, tearing off part of the roof. Then it rained three inches in the next ten minutes. Jim and I shook off the glass shards and found every waste basket in the house to catch the rain in my Dad’s living room. They weren’t enough, so we ran outside and emptied three of the garbage cans, using them to catch the biggest torrents.
So what’s the point of this story? Don’t be caught unaware. When things seem to be business as usual, there may be storm clouds gathering just over the horizon.
So how do we stay prepared? Take stock of where you and your family are at. Are you saving money out of each paycheck to prepare for the future? If not, prepare a written family budget and get in the habit of paying yourself first.
How’s your health and your health insurance? Review your insurance and make sure you have coverage. When’s the last time you had a check-up? Prevention can save you money, and maybe your life.
Do you have enough income? If not, consider a change. Go back to school. Check out new job opportunities. Start your own small business – make a career out of the things you love to do. Take charge of your destiny, don’t just coast along – chart your course.
Is your house warm and efficient, and comfortable in the summer? If not, consider weatherizing your home.
Call Tri-CAP. We can help you chart your course with many extraordinary programs designed just for you and your family. Prepare yourself to take life on in the good times and the hard times!
Energy tips for May: Could you plant some trees around your house? Plant hardwoods (big leaf) trees to the south and east; pine trees to the west and north. The pines keep their needles and shelter your house from winter winds; the hardwoods screen your home from the summer heat and lose their leaves in the winter (free solar heat gain). Inside, use blinds and draperies to control the temperature and install ceiling fans to move the air where the people are congregating (Instead of air conditioning).
May 2017 Blog
By: Stephen Bjorklund

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TRI-CAP CORPORATE OFFICE:
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Waite Park, MN 56387

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