Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

This program offers classes where participants will learn how to:

  • Create and stick to a budget
  • Track spending
  • Recognize spending leaks
  • Reduce expenses
  • Save for periodic expenses
  • Establish an emergency fund
  • Read a credit report
  • Improve credit scores
  • Make a debt reduction plan
  • Identify credit scams
  • Read bank statements
  • Keep an accurate and balanced checkbook

Once the class is completed, participants can choose to enroll in individual sessions to work on creating a monthly budget, savings goals, repairing credit, debt reduction plan, and/or getting set up with a bank account.


We offer 4 hour class in one or two sessions. After class completion, participants can choose to continue with one-on-one financial coaching in the areas of credit repair, debt reduction, or setting up and maintaining a budget.

Elk River Library

13020 Orono Pkwy

Monday, January 7th -Part 1
Monday, January 14th-Part 2

6 pm -7:45 pm

Please call 320-257-4526 or 320-251-1612 to register

St Cloud Library

1300 W St Germain Street
Array Room

Tuesday, January 22nd-Part 1
Tuesday, January 29th-Part 2

6 pm – 8 pm

Please call 320-257-4526 or 320-251-1612 to register



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