Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

Tri-CAP offers a variety of classes. To register for these FREE classes call 320-251-1612. All classes are located at Tri-CAP 1210 23rd Ave S, Waite Park unless noted.

Tri-CAP offers up to four 1-hour free financial coaching sessions upon completion of a financial fitness class for those who qualify. Qualifications include: Completed a Financial Fitness class, reside in Stearns, Benton, or Sherburne counties, and income under 200% of Federal Poverty Guidelines.

Class Schedules:

You can Bank On It: Financial Products, services, & providers; Opening an account, managing an account, prepaid cards

Zimmerman: Zimmerman City Hall – 12980 Fremont Ave
Tuesday, February 25th 12:30 pm-3:00 pm

Your Income & Expenses

Waite Park: Tri-CAP – 1210 -23rd Ave S
Thursday, March 12th 5-7:30 pm

Big Lake: Big Lake Community Room – 790 Minnesota Avenue
Thursday, March 26th 9-11:30am

Your Spending & Savings Plan: Making a monthly spending & savings plan (budgets); When money is short

Waite Park: Tri-CAP – 1210 -23rd Ave S
Saturday, April 18th 9-11:30 am

Foley: New Life Church – 931 Norman Ave N
Tuesday, April 28th 1:30-4:00pm

Your Savings: What is saving? Where to build your savings, saving for unexpected expenses, saving for your goals, saving & public benefits

Waite Park: Tri-CAP – 1210 -23rd Ave S
Thursday, May 14th 3-5:30 pm

Credit Reports & Scores: Getting and understanding your credit reports

Waite Park: Tri-CAP – 1210 -23rd Ave S
Monday, June 15th 5-7:30 pm

Credit Reports-Repair & Building: Disputing errors on your credit reports, build, repair and maintain a productive credit history

Waite Park: Tri-CAP – 1210 -23rd Ave S
Saturday, July 25th 9-11:30 am

Borrowing Basics: Ways to borrow money and what is costs, preparing to apply for a loan, borrowing when someone helps you manage your money

Waite Park: Tri-CAP – 1210 -23rd Ave S
Thursday, August 13th 3-5:30 pm

Managing Debt: What is debt? How debt works, reducing debt, nonpayment of debts in collection, dealing with student loan debt, managing medical debt, understanding high cost debt

Waite Park: Tri-CAP – 1210 -23rd Ave S
Thursday, September 10th 5-7:30 pm

Using Credit Cards: How credit cards work, managing your credit score

Waite Park: Tri-CAP – 1210 -23rd Ave S
Saturday, October 10th 9-11:30 am

Building your Financial Future: Assets & asset-building; How assets creates a financial foundation; cars as assets; training & education as assets

Waite Park: Tri-CAP – 1210 -23rd Ave S
Thursday, November 12th 3-5:30 pm

Protecting Your Identity & Other Assets: Risks to your assets; Identity theft &fraud; Insurance & record keeping

Waite Park: Tri-CAP – 1210 -23rd Ave S
Thursday, December 10th 5-7:30 pm




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