Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

This program offers classes where participants will learn how to:

  • Create and stick to a budget
  • Track spending
  • Recognize spending leaks
  • Reduce expenses
  • Save for periodic expenses
  • Establish an emergency fund
  • Read a credit report
  • Improve credit scores
  • Make a debt reduction plan
  • Identify credit scams
  • Read bank statements
  • Keep an accurate and balanced checkbook

Once the class is completed, participants can choose to enroll in individual sessions to work on creating a monthly budget, savings goals, repairing credit, debt reduction plan, and/or getting set up with a bank account.


St. Cloud Library

Tuesday, July 17th (Part 1)
and July 24th (Part 2)
6-8 pm
Bremer Room

1300 W Saint Germain St
Please register for this free event by calling Julie at 320-257-4505

Elk River Library

Monday, July 16th (Part 1)
and July 23rd (Part 2)
5:30-7:30 pm

13020 Orono Parkway
Please register for this free event by calling Lori at 320-257-4526



1 $24,120
2 $32,480
3 $40,840
4 $49,200
5 $57,560
6 $65,920
7 $74,280
8 $82,640


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