Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

This program offers classes where participants will learn how to:

  • Create and stick to a budget
  • Track spending
  • Recognize spending leaks
  • Reduce expenses
  • Save for periodic expenses
  • Establish an emergency fund
  • Read a credit report
  • Improve credit scores
  • Make a debt reduction plan
  • Identify credit scams
  • Read bank statements
  • Keep an accurate and balanced checkbook

Once the class is completed, participants can choose to enroll in individual sessions to work on creating a monthly budget, savings goals, repairing credit, debt reduction plan, and/or getting set up with a bank account.

Upcoming Classes:

St. Cloud Library

1300 W Saint Germain St

Bremer Room

  • Part 2: Tuesday November 5th 5-7 pm

To register for this FREE class call 320-251-1612 or 320-257-4505


1210 – 23rd Ave S
Waite Park

  • Tuesday, November 19th  1-4 pm
  • Monday, December 9th 3-6 pm

Register by calling: 320-251-1612 FREE




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