Home Repair


Tri-CAP is not accepting applications for this program at this time.

The Home Rehab Loan Program provides homeowners with resources to make repairs to their homes.

These loan funds may be used to make your home more livable, accessible or energy efficient, in Benton, Sherburne and Stearns counties (excluding the city of St. Cloud).

Home Rehabilitation Loan Program provides:

  • 15-year zero percent interest forgivable loan on Real Property
  • 10-year zero percent interest forgivable loan on Mobile Home/Personal Property
  • Interest rate is zero percent
  • Maximum loan of $27,000

ELIGIBILITY & APPLICATION

All applicants MUST apply for the Energy Assistance Program (EAP) prior to applying for this Home Rehab Loan Program.

All applicants MUST:

  • Own the property & principal place of residence
  • Be current on property taxes
  • Have homeowner’s insurance required on property
  • Have maximum assets of $25,000 (does not include primary residence, personal belongings and one vehicle).
  • Be up to code on lead regulations, if your house was built in 1978 or before.

ENERGY ASSISTANCE
ENGLISH APPLICATION

SOLICITUD DE ASISTENCIA
DE ENERGÍA ESPAÑOLA

HOME REHABILITATION
LOAN APPLICATION

 

 

 

INCOME QUALIFICATIONS

HOUSEHOLD SIZE GROSS HOUSEHOLD INCOME
1 $18,100
2 $20,600
3 $23,200
4 $25,800
5 $27,900
6 $29,900
7 $32,000
8 $34,000

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