Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

This program offers classes where participants will learn how to:

  • Create and stick to a budget
  • Track spending
  • Recognize spending leaks
  • Reduce expenses
  • Save for periodic expenses
  • Establish an emergency fund
  • Read a credit report
  • Improve credit scores
  • Make a debt reduction plan
  • Identify credit scams
  • Read bank statements
  • Keep an accurate and balanced checkbook

Once the class is completed, participants can choose to enroll in individual sessions to work on creating a monthly budget, savings goals, repairing credit, debt reduction plan, and/or getting set up with a bank account.


Elk River Library

13020 Orono Pkwy NW
Saturday, September 9th, 2017
9:30 am-1:30 pm
Please register for this free event by calling Julie at 320-257-4505

St. Cloud Library

1300 W Saint Germain St
Saturday, October 7th
12:00-4:00 pm
Please register for this free event by calling Julie at 320-257-4505

Paynesville Community Education

October 4th and 11th
6-8 pm
Middle School Media Center – Enter Door #8
795 W State Hwy 23
$5 Fee
Call 320-243-7570 to register

Melrose Community Education

October 10th and 17th
6:30-8:30 pm
Melrose Area High School, Room 203
546 – 5th Ave NE
$5 Fee
To register call 320-256-6010 or online by clicking button below

Register Online

Sauk Centre Community Education

November 14th and 21st
6-8 pm
933 State Rd
$7 Fee
Call 320-352-2258 to register

Financial Fitness-Budgeting Basics

Offered by Minnesota WorkForce Center

St. Cloud WorkForce Center
St. Cloud Technical and Community College
1542 Northway Drive Door 2
St. Cloud
Call 320-308-5320 to register

September 19 – 1-3 pm

Capital One 360 Classes

Capital One Building
30 – 7th Ave. South St. Cloud

Building Good Credit-Tuesday, September 12th, 5:30-6:30 pm
Repaying Student Loans- Tuesday, October 3rd, 5:30-6:30 pm
Debt-Free Holidays- Tuesday, November 7th, 5:30-6:30 pm
Raising a Money Smart Kid- Tuesday, December 5th, 5:30-6:30 pm

Capital One 360 Registration

Capital One 360 – Please register on their website by clicking on the icon above.


1 $24,120
2 $32,480
3 $40,840
4 $49,200
5 $57,560
6 $65,920
7 $74,280
8 $82,640


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