Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

This program offers classes where participants will learn how to:

  • Create and stick to a budget
  • Track spending
  • Recognize spending leaks
  • Reduce expenses
  • Save for periodic expenses
  • Establish an emergency fund
  • Read a credit report
  • Improve credit scores
  • Make a debt reduction plan
  • Identify credit scams
  • Read bank statements
  • Keep an accurate and balanced checkbook

Once the class is completed, participants can choose to enroll in individual sessions to work on creating a monthly budget, savings goals, repairing credit, debt reduction plan, and/or getting set up with a bank account.


St. Cloud Library

Wednesday, March 21st & 28th
5:30-7:30 pm

1300 W Saint Germain St
Please register for this free event by calling Julie at 320-257-4505

Melrose Community Education

Tuesday, February 20th & 27th
6:30-8:30 pm

546 5th Ave NE, Melrose
Call 320-256-6010 to register-$7 fee

Register Online

Paynesville Community Education

Wednesday, April 4th and 11th
6-8 pm

801 Highway 23 Paynesville
Call 320-243-7570 to register-$7 fee

Elk River Library

Saturday, April 21st
10:30 am -2 pm

13020 Orono Pkwy NW
Call 320-257-4526 to register-free event

Sauk Centre Community Education

Wednesday, April 18th and 25th

Call 320-352-2258 to register-$7 fee

Register Online




1 $24,120
2 $32,480
3 $40,840
4 $49,200
5 $57,560
6 $65,920
7 $74,280
8 $82,640


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