Financial Fitness

Learn How to Gain Control of Your Financial Situations

Tri-CAP’s Financial Fitness program is designed for people who are interested in learning more about how to work with their finances, banks, and creditors. The goal is to help people increase their financial knowledge and gain control over their financial situations.

This program offers classes where participants will learn how to:

  • Create and stick to a budget
  • Track spending
  • Recognize spending leaks
  • Reduce expenses
  • Save for periodic expenses
  • Establish an emergency fund
  • Read a credit report
  • Improve credit scores
  • Make a debt reduction plan
  • Identify credit scams
  • Read bank statements
  • Keep an accurate and balanced checkbook

Once the class is completed, participants can choose to enroll in individual sessions to work on creating a monthly budget, savings goals, repairing credit, debt reduction plan, and/or getting set up with a bank account.


St. Cloud Library

Tuesday, January 9th and 16th
5:30-7:30 pm

1300 W Saint Germain St
Please register for this free event by calling Julie at 320-257-4505


Sauk Centre Community Education

Tuesday, November 14th and 21st
6-8 pm

933 State Rd
$7 Fee
Call 320-352-2258 to register


Elk River Library

Saturday, January 13th
9:30 am – 1:30 pm

13020 Orono Pkwy NW
Please register for this free event by calling Lori at 320-257-4526

Capital One 360 Classes

Capital One Building
30 – 7th Ave. South St. Cloud
Debt-Free Holidays- Tuesday, November 7th, 5:30-6:30 pm
Capital One 360 Registration

Capital One 360 – Please register on their website by clicking on the icon above.


1 $24,120
2 $32,480
3 $40,840
4 $49,200
5 $57,560
6 $65,920
7 $74,280
8 $82,640


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